Are you ready to hire your first employee for your small company inMassachusetts? While many other business insurance products are optional, workers? compensation insurance is mandatory, and laws require you to haveMassachusettsworker?s compensation coverage set before your new employee?s first day on the job.
Worker?s compensation coverage normally pays an injured employee?s medical expenses, rehabilitation costs along with a portion of lost pay. As the owner of a business, carrying workers? compensation insurance can protect you from the chance of lawsuits filed by staff who suffer work-related injury or sickness.
It?s important to take steps to minimize the risk of workplace accidents, injuries and illness. There are a variety of ways you should help make the workplace safer.
????? Keep the business premises clean and in a good state of repair.
????? Keep floors clear to avoid trip and fall accidents.
????? Ensure that electrical wiring and electrical equipment? are properly maintained.
????? Educate staff on safe working practices.
????? Provide adequate safety footwear, headwear and other safety gear if your worker uses dangerous machinery.
Speak with us before your new recruit starts at your business to talk about Massachusetts workers compensation insurance and any other business insurance needs you may have. We would be happy to help you to fulfill your insurance obligations as an employer while keeping your expenses as low as possible.
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