Amazon Releases Kindle?s Lending Library In UK, Germany, France With 200,000 Books, Increases KDP Royalty Fund

Amazon continues to roll out its content offerings in Europe. Soon, Amazon Prime members will be able to borrow books from the Kindle owners' lending library. 200,000 books are available at the time of this writing. Amazon will increase the KDP Select program fund to catch up with the increase of demand in book lending.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/sx8pWfPYh8Y/

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Does anyone run a small business but not have an accountant ...

You definitely need to accountant for all your business activity and transactions! If you do not have an accountant or bookkeeper, you need to do the bookkeeping yourself by saving all your receipts and expense transactions so you can record your fixed and variable costs against your income. If you do not and you get audited by the IRS or CCRA, they may just decide what you made and access you for any taxes that they feel that you owe them, and you will be defenceless! You need to record all your transactions relating to your business activities! Depending on your annual income and the way your business is defined, you may need to hire a public accountant to do your financial statements once a year for your creditors, the government, shareholders, and users of your financial statements (are you a sole proprietorship- by yourself, or a corporation?). I would recommend that if you know nothing about accounting software and taxes, hire a bookkeeper, and administrator, or a public accountant to save you all kinds of hassles and trouble! Have you used Quick Books, Simply Accounting, or other accounting packages? Have you used Excel Spreadsheets before? These are great software packages to get you started. Are you familiar with break even analysis- (price x quantity- costs x quantity to get what?s called your gross margin to see if your variable costs are being covered by your revenue from the prices that you have set on your products sold? And, then you need to take this marginal revenue and subtract what are called your fixed costs [like rent, electricity, Internet, salaries, janitorial cleaning services, and so on]. Once you have determined all your inventory costs, fixed costs, and other business costs, after subtracting these costs, you have, hopefully, net income because you need it to continue on in business. This is just a ?nutshell? summary of the things you will need to handle while being business- I have over 7 years of experience in accounting, administration, computer IT, and other areas of business. I also went to university for over 7 years to get my BBA while working on the side ? trust me, I know a lot about business from both education and experience. Take some accounting courses on the side if you can afford it so you can learn why accounting is important. It sounds like you know a bit about marketing and economics if you know how to set your prices, but you must keep track of all your business transactions so you can weigh your costs against income in order to know how well you are doing!

Source: http://www.creditcardsbyweb.com/questions/credit-card-business/19429-does-anyone-run-a-small-business-but-not-have-an-accountant

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NTT DoCoMo unveils winter lineup, pushes big displays, LTE, quad-cores and NFC payments

Just as the air begins to chill, NTT DoCoMo has announced its forthcoming line-up for release in November and December, including nine smartphones, four feature phones and a tablet. As the Japanese populace would no doubt demand, all of the bigger smartphones -- from the 4.7-inch Arrows V F-04E through to the 5.5-inch Galaxy Note II -- come with 1,280 x 720 displays, a healthy degree of water- and dust-proofing, plus decent quad-core credentials. The new Aquos Phone Zeta SH-02E stands out for its low-power 4.9-inch IGZO panel and 16-megapixel camera, while the Arrows Tab F-05E 10-inch tablet packs a 1,980 x 1200 display and what sounds like the latest 1.7GHz iteration of Tegra 3 (as seen in the HTC One X+). It's also interesting to a see a Korean-style variant of the Galaxy S III (the Alpha SC-03E) packing a souped-up 1.6GHz Exynos chip and 2GB RAM. In related news, NTT has also announced that it's parterning with Mastercard PayPass and will offer the contactless payment system for Japanese customers travelling abroad by fall next year -- and indeed all the new smartphones are NFC-equipped. Click the first source link below for the full run-down.

Filed under: Cellphones, Mobile

NTT DoCoMo unveils winter lineup, pushes big displays, LTE, quad-cores and NFC payments originally appeared on Engadget on Thu, 11 Oct 2012 10:12:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/TPALpFl0Nqw/

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Romney says 'not going to raise taxes on anyone'

Republican presidential candidate, former Massachusetts Gov. Mitt Romney speaks at a campaign stop at Bun's Restaurant, Wednesday, Oct. 10, 2012, in Delaware, Ohio. (AP Photo/Jay LaPrete)

Republican presidential candidate, former Massachusetts Gov. Mitt Romney speaks at a campaign stop at Bun's Restaurant, Wednesday, Oct. 10, 2012, in Delaware, Ohio. (AP Photo/Jay LaPrete)

President Barack Obama speaks during a campaign event at The Ohio State University Oval Tuesday, Oct. 9, 2012, in Columbus, Ohio. (AP Photo/Tony Dejak)

New Jersey Gov. Chris Christie accompanies Republican presidential candidate, former Massachusetts Gov. Mitt Romney as he signs the apron of an employee of Bun's Restaurant and Bakery during a campaign stop, Wednesday, Oct. 10, 2012, in Delaware, Ohio. (AP Photo/ Evan Vucci)

Republican presidential candidate, former Massachusetts Gov. Mitt Romney pauses during a town hall meeting at Ariel Corporation, Wednesday, Oct. 10, 2012, in Mt. Vernon, Ohio. (AP Photo/ Evan Vucci)

Republican presidential candidate, former Massachusetts Gov. Mitt Romney campaigns at Ariel Corporation, Wednesday, Oct. 10, 2012, in Mount Vernon, Ohio. (AP Photo/Tony Dejak)

MOUNT VERNON, Ohio (AP) ? Mitt Romney barnstormed battleground Ohio and pledged "I'm not going to raise taxes on anyone" in a new commercial Wednesday as Republican running mate Paul Ryan and Vice President Joe Biden looked ahead to their only debate of the 2012 campaign.

President Barack Obama spent a rare campaign day at the White House, leaving it to aides to accuse Romney of dishonesty for saying he won't pursue any abortion-related legislation if he wins the White House. The former Massachusetts governor, who once supported abortion rights, reaffirmed his opposition.

Neither Biden nor Ryan had any public appearances the day before Thursday night's 90-minute debate in Danville, Ky.

Vice presidential encounters rarely make a significant difference in a White House campaign, although aides engage in the same sort of attempt to shape public expectations as when the men at the top of the ticket are ready to face off.

For Ryan's camp, that meant whispering that the 42-year-old Wisconsin congressman and House Budget Committee chairman was comfortable discussing spending issues and domestic policy, but might not be able to hold his own on foreign policy, a Biden strong suit.

The vice president's side let it be known that Ryan is smart and wonky, a man who knows the budget better than anyone ? but it's a version that omits mention of Biden's nearly four decades of experience in government and his role as Obama's point man in budget negotiations with Republicans on an elusive deficit-reduction deal.

Not even Romney or Obama seemed to pay much attention to the chatter. Instead, each expressed confidence in his own understudy.

Whatever the impact of the Biden-Ryan encounter, last week's presidential debate boosted Romney in the polls nationally and in battleground states, to the point that Obama was still struggling to explain a performance even his aides and supporters say was subpar.

"I think it's fair to say I was just too polite," he told radio host Tom Joyner in an interview late Tuesday. "... But, you know, the good news is, is that's just the first one," he said, criticizing Romney for having made numerous claims last week that are untrue.

Public opinion polls suggested the impact of last week's debate was to wipe out most, if not all, of the gains Obama made following both parties' national conventions and the emergence in late summer of a videotape in which Romney spoke dismissively of the 47 percent of Americans whom he said pay no income taxes, feel like victims and don't take personal responsibilities for their lives.

Eager to capitalize, Romney told a factory audience in Ohio during the day: "My whole passion is about helping the American people who are struggling right now ... The president says he's for the middle class. How have they done under his presidency? Not so well."

The Republican challenger's new television commercial was an appeal to voters' pocketbooks ? and also a rebuttal to Obama's claim that Romney had a plan to cut taxes by $5 trillion on the wealthy that would mean higher taxes for the middle class.

"The president would prefer raising taxes," Romney is shown saying in an exchange from last week's debate. "I'm not going to raise taxes on anyone ... My priority is putting people back to work in America."

Unemployment and the economy have been the dominant issues in the race for the presidency, and while Romney gained from the debate, last week's drop in the jobless rate to 7.8 percent gave Obama a new talking point for the Democratic claim that his policies are helping the country recover, however slowly, from the worst recession in decades.

Romney also sought to lay any abortion-related controversy to rest as he campaigned across Ohio, a battleground with 18 electoral votes and one of the places where he has gained ground since last week's debate.

"I think I've said time and again that I'm a pro-life candidate and I'll be a pro-life president," he said, renewing his promise to cut off federal aid for Planned Parenthood and implement a ban on the use of foreign aid for abortions overseas.

But by the time he spoke, Obama's aides had already jumped on comments from an interview with The Des Moines Register in which Romney said "there's no legislation with regards to abortion that I'm familiar with that would become part of my agenda."

Stephanie Cutter, Obama's deputy campaign manager, told reporters on a conference call that Romney was "cynically and dishonestly" hiding his positions on women's issues. "We're not saying he's changed his mind on these issues. We're saying he's trying to cover up his beliefs," she said.

For entirely different reasons, one prominent anti-abortion group agreed that he shouldn't.

As if to remind Romney of his previous statements on the issue, the head of the anti-abortion group Susan B. Anthony List distributed an article he wrote last summer vowing to prohibit federal funding for Planned Parenthood and to support legislation that would "protect unborn children who are capable of feeling pain from abortion."

"We have full confidence that as president, Gov. Romney will stand by the pro-life commitments," said Marjorie Dannenfelser, the group's president.

Romney's wife, Ann, took a turn as guest host on ABC's "Good Morning America" and spoke candidly about experiencing depression after she was diagnosed with multiple sclerosis 14 years ago. She said horses helped her recover her mental health.

"I was very, very weak and very much worried about my life, thinking I was going to be in a wheelchair as well. Turned to horses, my life has been dramatically different," she said. "They gave me the energy, the passion to get out of bed when I was so sick that I didn't think I'd ever want to get out of bed."

Mrs. Romney is part-owner of a horse that competed this summer in the Olympic sport of dressage, the equine equivalent of ballet.

___

Espo reported from Washington. Associated Press writers Nedra Pickler, Julie Pace, Philip Elliott and Matthew Daly in Washington contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-10-10-Presidential%20Campaign/id-513aa64929ba44d694b303e4671ee0c6

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NFL 2012

J.J. Watt of the Houston Texans knocks down a pass from the Raiders' Jason Campbell in 2011.

Photo by Thomas B. Shea/Getty Images.

The star of Monday night's Texans-Jets game was unquestionably J.J. Watt, Houston's defensive end. Against the Jets, Watt had six tackles, one sack, and three passes defended. Overall this season, he?s tallied 20 tackles, eight-and-a-half sacks, two fumble recoveries, and eight passes defended. Those first three stats suggest that he's a very good defensive player; the last one says he's a freak.?He's a reminder that football innovates in the trenches, too.

Only two players in the league have more passes defended?aka, deflections?than Watt, and both of them are cornerbacks. In fact, Watt is the only defensive lineman to rank anywhere near the top of this particular leaderboard. He has more passes defended than coverage aces Aqib Talib, Cortland Finnegan, and Charles Woodson. Pass deflections can be a tricky stat. You'd expect the very best defensive backs to rank low on the list, as no one wants to throw to their side of the field. But what does it mean when a defensive end is tipping passes left and right??

Watt has been doing this sort of thing since college. In his two full seasons at Wisconsin, he batted away a total of 14 passes. (He also blocked three field goals and an extra point.) He has done this well enough and long enough that he has developed his own signature celebration move?a little Dikembian finger wag directed at his opponents.

One of the balls that Watt tipped on Monday was intercepted. Likewise, in Week 1, Watt deflected two passes that ended up the arms of his teammates. This is what makes his ability so noteworthy. When a defensive back bats a pass away, he's usually running stride for stride with a wide receiver and manages to knock the ball harmlessly to the ground. But Watt's deflections tend to hang in the air, in plain view of the Texans' defensive backfield, just waiting to be snatched up.

Since 2002, only five defensive linemen have accumulated more than 10 passes defended in a single season. Calais Campbell, Kevin Williams, and Johnny Jolly have all gotten 10 in a season. Jared Allen had 11 passes defended in 2006 and 10 in 2007, and Greg Hardy came away with 11 last season. With eight passes defended this year, Watt is on pace to finish with 26, a mark that would have been tops in the league for any player last season.?

Watt isn't any more athletic than those guys; nor is he, at 6-foot-5 and 295 pounds, all that much bigger. So how is he getting his hands on so many balls? For one, he isn't being deployed like a normal 3-4 defensive end, a position that is usually asked to do little more than soak up blockers in order to free up his team's linebackers to make tackles.

Scheme alone isn't enough to explain Watt's prowess as a pass defender. Many other defensive ends and defensive tackles have the same knack for deflecting passes that Watt does, but few make a conscious effort to deploy that talent. Instead of selling out for the pass rush on every dropback, Watt often works himself into the passing lanes, almost like a ballhawking basketball defender.

Here is a play from the Texans' Week 1 game against the Jaguars:

Notice how Watt never really makes a serious play for the quarterback. He hits the offensive lineman just hard enough to gain some separation, and then he stands straight up and waits for Blaine Gabbert to throw the ball. Watt's in the perfect position to go skyward and deflect the ball.

And here?s a play from last season's Week 16 game against the Colts:

You see Watt once again work himself into a position from which he can effectively leap for a deflection. He never puts a real pass-rush move on his lineman, but instead circles to his left while remaining upright and in a good jumping position.?

This play from that same against the Colts is just as impressive:

Watt initially makes a move toward the inside, and when he is cut off there, he counters to his left. But his counter move isn't designed to get him to the quarterback; it's designed to put him in the quarterback's sight line.

Finally, this is from the Texans' Week 1 game against the Dolphins:

Again, Watt starts his initial pass rush, but almost immediately after making contact with his blocker he stops his momentum, goes upright, and focuses on leaping high enough to deflect the oncoming pass.

These aren't moments in which Watt is simply throwing his hand up in a last-ditch effort and hoping he gets a finger on the ball. He's purposely putting himself in a position to take advantage of his length and athleticism in a way that doesn't have anything to do with rushing the quarterback.?

It's weird to find an NFL player as out of step with his peers as Watt is. Football loves to innovate, but usually it's a matter of slow-building consensus. We're used to defensive ends who fit neatly into one of two categories: the speedy passrusher who uses his superior strength and agility to get to the quarterback, or the blocker-absorbing brute who frees up his linebackers so they can make plays. But, as Dr. Z wrote years ago in his Thinking Man's Guide to Pro Football, "Defensive line play is innovation." At the time, innovation meant linemen gonging their counterparts' helmets. Today, it?s J.J. Watt knifing into the sky, arms extended, turning passes into jump balls.

Source: http://feeds.slate.com/click.phdo?i=8fea1b09c184f093424409ba2f6b0409

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Men who have female friends while in a long term relationship or ...

General Relationship Discussion Although anyone can post anywhere on Talk About Marriage, this section is for people interested in general relationship and marriage advice.

Find a Therapist:

Source: http://talkaboutmarriage.com/general-relationship-discussion/57089-men-who-have-female-friends-while-long-term-relationship-marriage.html

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Hugo Chavez says he'd vote for Obama

CARACAS, Venezuela (AP) ? Venezuelan President Hugo Chavez has weighed in on the U.S. presidential race, saying he prefers President Barack Obama.

"If I were American, I'd vote for Obama," Chavez said in a televised interview that aired Sunday.

The Venezuelan leader called Obama "a good guy" and said if the U.S. president were a Venezuelan, "I think ... he'd vote for Chavez."

Chavez is running for re-election, seeking another six years in office in an Oct. 7 vote. Obama faces Republican Mitt Romney in his November re-election bid.

Venezuela has had tense relations with the U.S. government for years, even though the United States remains the top buyer of oil from the country.

"I wish we could begin a new period of normal relations with the government of the United States," Chavez said in the interview on the Venezuelan television channel Televen.

Chavez and Obama shook hands at a 2009 summit, but relations have since cooled.

The U.S. Embassy in Caracas has been without an ambassador since July 2010, with Chavez rejecting Washington's nominee for ambassador, Larry Palmer, and accusing him of making disrespectful remarks about Venezuela's government. That led Washington to revoke the visa of the Venezuelan ambassador to the U.S.

Source: http://news.yahoo.com/hugo-chavez-says-hed-vote-obama-172412142.html

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